:root{--navy:#092e36;--teal:#12535b;--gold:#89692f;--honey:#eed7a0;--ink:#16373c;--muted:#53676a;--cream:#faf7f0;--line:#d4dedb}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}a{color:inherit}button,input,select{font:inherit}button,a,input,summary{touch-action:manipulation}button,a{transition:background .2s,color .2s}img{display:block;max-width:100%;object-fit:cover}a:hover{color:var(--gold)}:focus-visible{outline:3px solid #997127;outline-offset:4px}.skip{position:absolute;top:-100px;left:20px;z-index:99;padding:12px;background:white}.skip:focus{top:8px}.wrap{width:min(1232px,90%);margin-inline:auto}.masthead{position:sticky;top:0;z-index:20;background:#fffefa;border-bottom:1px solid var(--line)}.header-inner{min-height:89px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{width:236px;height:auto}.header-phone{text-decoration:none;text-align:right;line-height:1.45}.header-phone span{display:block;font-size:14px;color:var(--muted)}.header-phone strong{font-size:22px;letter-spacing:.02em}.eyebrow{font-size:14px;letter-spacing:.08em;font-weight:700;color:var(--gold);margin:0 0 18px}h1,h2,h3{line-height:1.14;letter-spacing:-.025em}h1{font-size:clamp(36px,4.2vw,58px);font-weight:600;margin:0 0 25px}h2{font-size:clamp(30px,3vw,42px);font-weight:600;margin:0 0 24px}h3{font-size:23px;margin:18px 0 12px}h1 em,h2 em{font-family:Georgia,serif;font-weight:400;color:var(--gold)}p{margin:0 0 18px}.hero{display:grid;grid-template-columns:1.08fr 1fr;gap:6%;padding-top:54px;padding-bottom:64px;align-items:start}.hero-copy{padding-top:18px}.intro{font-size:18px;color:var(--muted)}.actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 24px}.button{display:inline-flex;align-items:center;justify-content:center;text-align:center;min-height:50px;padding:14px 20px;border-radius:6px;border:1px solid transparent;text-decoration:none;font-size:16px;line-height:1.4;font-weight:700;cursor:pointer}.primary{background:var(--teal);color:#fff}.primary:hover{background:var(--navy);color:#fff}.secondary{border-color:#96aaa5;background:transparent;color:var(--navy)}.secondary:hover{background:#e7eeea}.warning{padding:17px 18px;background:#efe5cf;border-left:3px solid #a08146;font-size:14px;line-height:1.7;margin-top:24px}.hero-bottom{margin-top:30px;padding-top:20px;border-top:1px solid var(--line);display:flex;gap:14px;flex-wrap:wrap;color:var(--muted);font-size:14px}.hero-bottom span{padding-right:14px;border-right:1px solid #bac9c2}.hero-bottom span:last-child{border:0}.form-card{background:white;border:1px solid var(--line);border-top:5px solid var(--teal);border-radius:10px;padding:27px 30px;box-shadow:0 18px 45px #092e360c;scroll-margin-top:105px;min-width:0}.form-card h2{font-size:29px;margin-bottom:10px}.form-card .eyebrow{margin-bottom:9px}.form-intro{font-size:14px;color:var(--muted)}.connection-notice{background:#f6efdf;border:1px solid #e1cca5;padding:12px 14px;font-size:14px;margin-bottom:20px;border-radius:4px}.connection-notice p{margin:5px 0 0}.connection-notice a{overflow-wrap:anywhere}fieldset{border:0;margin:0 0 15px;padding:0;min-width:0}legend,label{font-size:14px;font-weight:700}legend{padding:0;margin-bottom:9px}form>label,.form-grid label{display:block;margin:0 0 6px}label span{font-weight:400;color:var(--muted)}.choice-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}.choice{display:flex;gap:8px;align-items:center;border:1px solid var(--line);border-radius:5px;padding:10px;cursor:pointer}.choice:has(input:checked){background:#edf4ef;border-color:var(--teal)}input,select{border:1px solid #a8b9b3;border-radius:5px;padding:10px 11px;background:#fff;color:var(--ink);width:100%;min-height:46px;min-width:0}input:focus,select:focus{border-color:var(--teal)}input[type=radio],input[type=checkbox]{width:18px;min-height:18px;height:18px;margin:0;accent-color:var(--teal);flex-shrink:0}.checks{display:grid;grid-template-columns:1fr 1fr;gap:8px}.checks label{display:flex;align-items:center;gap:8px;font-weight:400;padding:4px 0}.money-field{display:flex;align-items:center;border:1px solid #a8b9b3;border-radius:5px;overflow:hidden;margin-bottom:15px}.money-field input{border:0;border-radius:0}.money-field span{font-size:14px;white-space:nowrap;padding:0 12px;color:var(--muted)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:15px}.privacy{font-size:14px;line-height:1.55;color:var(--muted);margin-top:18px}.submit{width:100%}.submit:disabled{background:#657774;cursor:not-allowed}.form-note{font-size:14px;color:var(--muted);line-height:1.5;margin:13px 0 0}#form-status:empty{display:none}#form-status{margin:14px 0 0;padding:12px;background:#f6efdf;border-radius:4px;line-height:1.5}.honeypot{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.section{padding:80px 0}.section-head{max-width:760px;margin-bottom:35px}.possibilities{background:var(--navy);color:white}.possibilities .eyebrow,.possibilities h2 em{color:var(--honey)}.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:28px}.benefit-grid article{border-top:1px solid #628184;padding-top:22px}.number{font-family:Georgia,serif;font-size:23px;color:var(--honey)}.benefit-grid p{color:#d9e6e4}.cost-note{display:grid;grid-template-columns:1fr 2.2fr;gap:35px;border-top:1px solid #628184;padding-top:26px;margin-top:30px}.cost-note strong{font-size:21px}.cost-note p{margin:0;color:#d9e6e4}.profiles{display:grid;grid-template-columns:1fr 1fr;gap:9%}.profiles>div>p:not(.eyebrow){color:var(--muted)}.profile-stack article{border-bottom:1px solid var(--line);padding-bottom:12px;margin-bottom:20px}.profile-stack h3{margin-top:0}.small{font-size:14px;color:var(--muted)}.method{background:#eaf0ec}.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:30px}.steps li{border-top:1px solid #9aaea4;padding-top:24px}.steps span{display:inline-flex;align-items:center;justify-content:center;width:45px;height:45px;border:1px solid #a18b58;border-radius:50%;font:italic 21px Georgia,serif;color:var(--gold)}.steps p{color:var(--muted)}.advisor{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:8%}.advisor-image{overflow:hidden;border-radius:90px 8px 8px 8px}.advisor img{width:100%;height:410px}.advisor p:not(.eyebrow){color:var(--muted)}address{font-style:normal;border-left:3px solid #b49558;padding-left:18px;margin:24px 0}.faq{background:white;border-top:1px solid var(--line)}.faq-layout{display:grid;grid-template-columns:0.65fr 1.35fr;gap:70px}details{border-top:1px solid var(--line)}details:last-child{border-bottom:1px solid var(--line)}summary{position:relative;list-style:none;padding:20px 35px 20px 0;cursor:pointer;font-weight:700;line-height:1.5}summary::-webkit-details-marker{display:none}summary:after{content:'+';position:absolute;right:5px;top:16px;font-size:24px;font-weight:400}details[open]>summary:after{content:'−'}details p{color:var(--muted);padding-right:25px}.closing{padding-block:60px;display:flex;justify-content:space-between;align-items:center;gap:35px}.closing h2{margin:0}.closing-phone{display:block;font-size:16px;margin-top:12px}footer{background:var(--navy);color:#d9e6e4;padding:42px 0 26px;font-size:14px}footer a{color:#f1dfb8}footer p{margin-bottom:16px}.credit-warning{color:#fff}.footer-columns{display:grid;grid-template-columns:1fr 1fr;gap:60px;border-block:1px solid #628184;padding:28px 0;margin-top:28px}.footer-columns>div>a{display:block;margin-bottom:8px}.footer-columns>div>strong{font-size:19px;color:white}.footer-columns p{margin:12px 0 0}.group-links{display:flex;flex-wrap:wrap;gap:12px 22px;margin:24px 0 18px}.copyright{font-size:12px;margin:0}[hidden]{display:none!important}@media(max-width:1000px){.hero{gap:4%;grid-template-columns:1fr 1fr}.form-card{padding:24px 20px}.benefit-grid,.steps{grid-template-columns:1fr 1fr}.form-grid{grid-template-columns:1fr}.hero-copy h1{font-size:42px}.faq-layout{gap:35px}}@media(max-width:760px){html{scroll-padding-top:90px}.wrap{width:90%}.header-inner{min-height:76px;gap:12px}.logo{width:180px}.header-phone span{display:none}.header-phone strong{font-size:16px}.hero{grid-template-columns:1fr;padding-top:30px;gap:32px;padding-bottom:45px}.hero-copy{padding:0}.hero-copy h1{font-size:clamp(35px,7.3vw,46px)}.intro{font-size:17px}.hero .eyebrow{font-size:12px}.actions .button{flex:1 1 100%}.hero-bottom{margin-top:18px;padding-top:15px;gap:8px}.form-card{scroll-margin-top:92px}.form-grid{grid-template-columns:1fr 1fr}.section{padding:52px 0}.profiles,.advisor,.faq-layout{grid-template-columns:1fr;gap:30px}.benefit-grid,.steps{gap:22px}.cost-note{grid-template-columns:1fr;gap:12px}.advisor img{height:310px}.advisor-image{border-radius:60px 8px 8px 8px}.faq-layout h2{margin:0}.closing{padding-block:44px;display:block}.closing>div+div{margin-top:26px}.footer-columns{grid-template-columns:1fr;gap:24px}.section-head{margin-bottom:28px}}@media(max-width:400px){.logo{width:155px}.header-phone strong{font-size:14px}.form-grid{grid-template-columns:1fr}.benefit-grid,.steps{grid-template-columns:1fr}.form-card{padding:22px 16px}.checks{gap:6px}.checks label{font-size:14px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.free-call{display:block;font-size:13px;font-weight:400;line-height:1.5;color:var(--teal)}